If the dog is injured whilst being borrowed, the borrower should take it to a vet for treatment. The medical expenses are covered by the BorrowMyDoggy insurance (so long as the medical expenses aren’t covered elsewhere). Both Owner and Borrower need to be Premium members on BorrowMyDoggy.
Illness is only covered if the illness first showed clinical signs whilst the dog is being borrowed.
Note: we still recommend that Owners take out their own pet insurance for damage to their own dog and veterinary expenses which result from accident or illness occurring when the dog is not in the care of a Borrower.