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My friends walk and look after my dog sometimes. Are these occasions covered?

No.

A borrower, who is a Premium Member, is insured if an incident occurs while taking care of a dog, whose owner is a Premium Member.

If the borrower is a Premium Member, but the owner’s membership has lapsed, neither party are insured when the borrower takes care of the dog. Equally, if the borrower is not a Premium Member while taking care of the dog, neither owner nor borrower are insured, during the time the borrower takes care of the dog.

 

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